Dreaming of a Middle-Class Retirement in the South? Here’s What You Need To Save

It’s a win-win for the middle class to consider retiring in the South. These states offer great weather, plenty of recreational activities and a relatively low cost of living for your retirement years. Even a modest savings goes a long way in funding 20 years of retirement.

According to a recent GOBankingRates study, those retiring without Social Security benefits in Arkansas, Louisiana, Mississippi and West Virginia need anywhere from $270,000 to $338,000 saved up for a comfortable 20-year retirement lifestyle.

See More: GOBankingRates Original Research Center

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See how much members of the middle-class need in savings to retire with and without Social Security benefits in the South.

• Middle-class income range: $41,351 to $124,054

• Amount needed for 20-year retirement with Social Security: $364,868

• Amount needed for 20-year retirement without Social Security: $827,027

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• Middle-class income range: $39,182 to $117,546

• Amount needed for 20-year retirement with Social Security: $321,482

• Amount needed for 20-year retirement without Social Security: $783,640

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• Middle-class income range: $47,807 to $143,422

• Amount needed for 20-year retirement with Social Security: $493,988

• Amount needed for 20-year retirement without Social Security: $956,147

• Middle-class income range: $49,776 to $149,328

• Amount needed for 20-year retirement with Social Security: $533,362

• Amount needed for 20-year retirement without Social Security: $995,520

• Middle-class income range: $41,611 to $124,834

• Amount needed for 20-year retirement with Social Security: $370,068

• Amount needed for 20-year retirement without Social Security: $832,227

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• Middle-class income range: $40,015 to $120,046

• Amount needed for 20-year retirement with Social Security: $338,148

• Amount needed for 20-year retirement without Social Security: $800,307

• Middle-class income range: $36,610 to $109,830

• Amount needed for 20-year retirement with Social Security: $270,042

• Amount needed for 20-year retirement without Social Security: $732,200

• Middle-class income range: $46,603 to $139,808

• Amount needed for 20-year retirement with Social Security: $469,895

• Amount needed for 20-year retirement without Social Security: $932,053